Listed below are the earnings limits for Social Security benefits by year.
In the Before FRA Year column – for every $2 in earnings over the limit, $1 of your Social Security benefit will be withheld. In the Year of FRA column, for every $3 in earnings over the limit, $1 of your Social Security benefit will be withheld.
Past FRA, there is no earnings limit.
| Year | Before FRA Year | Year of FRA | ||
| Annual | Monthly | Annual | Monthly | |
| 2000 | $10,080 | $840 | $17,000 | $1,417 |
| 2001 | $10,680 | $890 | $25,000 | $2,083 |
| 2002 | $11,280 | $940 | $30,000 | $2,500 |
| 2003 | $11,520 | $960 | $30,720 | $2,560 |
| 2004 | $11,640 | $970 | $31,080 | $2,590 |
| 2005 | $12,000 | $1,000 | $31,800 | $2,650 |
| 2006 | $12,480 | $1,040 | $33,240 | $2,770 |
| 2007 | $12,960 | $1,080 | $34,440 | $2,870 |
| 2008 | $13,560 | $1,130 | $36,120 | $3,010 |
| 2009-2011 | $14,160 | $1,180 | $37,680 | $3,140 |
| 2012 | $14,640 | $1,220 | $38,880 | $3,240 |
| 2013 | $15,120 | $1,260 | $40,080 | $3,340 |
| 2014 | $15,480 | $1,290 | $41,400 | $3,450 |
| 2015-2016 | $15,720 | $1,310 | $41,880 | $3,490 |
| 2017 | $16,920 | $1,410 | $44,880 | $3,740 |
| 2018 | $17,040 | $1,420 | $45,360 | $3,780 |
| 2019 | $17,640 | $1,470 | $46,920 | $3,910 |
| 2020 | $18,240 | $1,520 | $48,600 | $4,050 |
| 2021 | $18,960 | $1,580 | $50,520 | $4,210 |
| 2022 | $19,560 | $1,630 | $51,960 | $4,330 |
| 2023 | $21,240 | $1,770 | $56,520 | $4,710 |
| 2024 | $22,320 | $1,860 | $59,520 | $4,960 |
Sterling Raskie, MSFS, CFP®, ChFC®
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