Many individuals who are dating and growing closer together learn more and more about the other person. Habits (good and bad) likes, dislikes, and traits all make themselves known at some point in the relationship. Before getting married, many individuals choose to seek counseling. This can help answer questions about whether they are doing the right thing, religious reasons, etc. Some couples choose to continue this counseling into marriage to further strengthen the relationship. Couples may consider seeking financial counseling before marriage as well. Many couples can be reluctant to talk about money or worse, think that the money problems will solve themselves once the marriage starts. Issues such as debt, poor credit, spending habits (both extreme frugality and frivolous spending) are just some of the many items that should be discussed before entering marriage. They are also good discussion points if they are occurring during marriage. As many readers […]

Sterling Raskie, MSFS, CFP®, ChFC®
The latest in our Owner’s Manual series, A 401(k) Owner’s Manual, was published in January 2020 and is available on
A Medicare Owner’s Manual, is updated with 2020 facts and figures. This manual is available on
Social Security for the Suddenly Single can be found on Amazon at
Sterling’s first book, Lose Weight Save Money, can be
An IRA Owner’s Manual, 2nd Edition is available for purchase on Amazon. Click the link to choose the
Jim’s book – A Social Security Owner’s Manual, is now available on Amazon. Click this link for the
And if you’ve come here to learn about queuing waterfowl, I apologize for the confusion. You may want to discuss your question with Lester, my loyal watchduck and self-proclaimed “advisor’s advisor”.