Time. It’s the one commodity many of us don’t value until we realize it’s running out. Some choose to squander this precious resource, while others spend it doing trivial things – those which don’t improve our lives or the lives around us. Few of us make the most of it. In the last few months we’ve witnessed unprecedented times with regards to the events changing our realities forever. The communities we live in have slowed down or have come to a screeching halt, yet the people that inhabit them don’t have to. Many of us are homebound – waiting for the curve to flatten and the biological concerns to run their course. We have a choice to make. We can either sit idle – and let time and life pass us by – or we can be grateful for this gift and make the most of it. Choose to make […]

Sterling Raskie, MSFS, CFP®, ChFC®
The latest in our Owner’s Manual series, A 401(k) Owner’s Manual, was published in January 2020 and is available on
A Medicare Owner’s Manual, is updated with 2020 facts and figures. This manual is available on
Social Security for the Suddenly Single can be found on Amazon at
Sterling’s first book, Lose Weight Save Money, can be
An IRA Owner’s Manual, 2nd Edition is available for purchase on Amazon. Click the link to choose the
Jim’s book – A Social Security Owner’s Manual, is now available on Amazon. Click this link for the
And if you’ve come here to learn about queuing waterfowl, I apologize for the confusion. You may want to discuss your question with Lester, my loyal watchduck and self-proclaimed “advisor’s advisor”.