If you’re anywhere near retirement age, or if you’re in retirement, chances are that barely a week goes by without having an Equity-Indexed Annuity (EIA) pitched to you these days…
Now, if for some reason you’ve missed out on these pitches (Maybe you’ve been out the country? Don’t have a phone? Don’t read your mail?) here’s [...]
Posts under ‘Insurance’
The Equity-Indexed Annuity
Use the A-B-C Test to Compare Insurance Proposals
When confronted with multiple insurance proposals, I suggest you try the A-B-C Technique. This method will help you learn the details of different proposals that agents will offer from different companies.
Here’s how it works: After Agent A submits a proposal, ask him/her to take a look at Agent B’s submission. In turn, [...]
Medicare Part D
If you’re a Medicare participant, get ready to be bombarded with offers from health insurance providers within the coming weeks. The first date that you can sign up for Part D is November 15, and you have until May 15, 2006 in order to choose a plan without penalty.
So far, there has not been [...]
Liability Coverage
Liability Insurance -
What is liability? The dictionary defines as follows:
liability (n.) -
The state of being liable.
Something for which one is liable; an obligation, responsibility, or debt.
liabilities – The financial obligations entered in the balance sheet of a business enterprise.
Something that holds one back; a handicap.
Likelihood.
Well, now, that was helpful, wasn’t [...]
Auto Insurance
In this post, I’ll focus primarily on ways to reduce the cost of auto insurance. If you need detail information on a specific component of the auto insurance policy, please post a comment or email me and I’ll do my best to address your question.
Since most states require liability insurance, you have no choice but [...]
Health Insurance Plans
What are the differences between the various kinds of health insurance plans?
There are essentially three different kinds of plans: fee-for-service arrangements, Health Maintenance Organizations (HMOs), and Preferred Provider Organizations (PPOs). Each type of plan has its own unique features.
Fee-For-Service or traditional health insurance plans offer the broadest choices of providers of health services. In general, [...]
Health Insurance
Funny that today’s topic is Health Insurance. I’m currently unable to breathe through my nose and my head is pounding due to this cold I’ve picked up. Not cause enough for me to go to see a doctor, mind you, but topical to the point of Health Insurance nonetheless.
There are many different varieties of health [...]
Insurance
Okay, so I got out of order with that last post… actually – goal development is something that you should take plenty of time to review and develop. This should be done concurrent with getting your financial “ducks in a row”, so maybe it wasn’t that untimely after all.
At any rate, I had alluded to [...]
