Getting Your Financial Ducks In A Row Rotating Header Image

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  1. John says:

    Sounds accurate, yet a fixed annuity does not get hampered by an M&E charge. Therefore if you are offered a 3% rate guarantee, then you are receiving the full 3% not 1.75%
    As far the accounts with heavy fees if in fact they are heavy – the net amount for the guaranteed credit is the full 5-6% contingent on company design. If we were in a fully designed utopian market place – and simply comparing the S&P/Market to a VA then hands down the S&P/Market will always win. Truth be told though, with years such as 1987, 1997, 2001, 2008 etc. speculating on ones emulated pension might not be to prudent especially in a time where longevity is more ubiquitous…

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